Creative Real Estate Investment

An example of creative real estate investment? When I was young, I had a job that paid $3.40 an hour, and I somehow saved enough to buy my first piece of real estate - 2 acres near where I lived. It cost $3,500.

I spent a few hours removing brush, outlined a driveway with logs, and hand painted a sign. Two weeks after I bought it I sold the land for $4,750, with $250 down, $100 per month, at 11% interest. With the capital gain, my annual return on investment was over 20%. This was my first real estate investment.

Creative Real Estate Investment - The Key

I bought the land cheap, because the seller needed fast cash. I solved his problem. I sold the land higher than the market value because the buyer needed easy terms. Second problem solved. Solving problems is the key to creative real estate investment.

Cell phone companies, radio stations, police departments and others need hill tops for their towers. The problem is that they can't tie up their capital buying them. One creative investor found a way to solve their problem.

He got six month options on hill top properties for a few hundred dollars. Then, when he found those who needed them, he would get a long term lease signed. They built the tower themselves, of course. With a lease in hand, it was easy to get financing to exercise the option and buy the properties. He invested a few hundred dollars to create years of income.

Trees are needed by lumber mills. A friend of mine solved this problem by letting a company cut half the trees on his small property. They paid $4,500, and I couldn't see the difference when they were done. The property was worth as much the day after the cut as the day before. My friend lived there, but a creative investor could buy property like his, sell half the trees, maybe clay or gravel too, and then re-sell the land.

To solve problems, you have to figure out what they are. Do people need easy terms? Cleared lots? Lumber? Better access to a piece of property? Smaller pieces of land? Condos instead of apartments? The list could go on. Just remember that solving problems is the key to creative real estate investment.

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The Top 10 Ways to Reduce Violence

I happen to live near the one of the tragic "school shootings" of the recent past, and I've seen how the grief, anger, heartache and turmoil have impacted our community. It has brought home that a general abhorrence of violence is not enough. While I'm sure others will have different, and perhaps wiser, suggestions about how to reduce violence, here are my Top 10 Ways to Reduce Violence. If you can improve them, I welcome your feedback, but I suspect it may be more important and more useful if you write a letter to your local newspaper or school board. Together, we can reduce and perhaps eliminate violence.

1. Disconnect anger from violence. I am convinced that human beings get angry, and that anger at injustice is often justified. There is healthy anger that insists, "There has to be a better way!" I shutter when I hear parents tell children, "You shouldn't be angry." Tell them instead, "You're feelings are OK, you can be angry, but you may not hit or hurt others."

2. See the connection between the love of violence and violence itself. Fascination with brutality, guns and bombs, war and evil must increase the chances for violent behavior. I can't prove that, it just seems likely to me.

3. See the connection between all levels of violence. Insults and taunting, humiliation and shaming are forms of violence. When we treat people badly, it should not surprise us when they seek a way to "get even."

4. Take all violence seriously. Playground bullies and sibling rivalries do not have to be accepted as part of life, at least not when children are getting hurt. Kids squabbling over "my toy" is one thing; hitting or pulling hair or knocking each other down is something else. We do not have to accept it as normal behavior.

5. Take troubled, angry people seriously. We talk about needing more early intervention with troubled kids, and I agree. But people of all ages get trapped in situations they can't handle, with emotions they don't know how to express. Domestic violence, violence among co-workers and among children should always be treated as a serious matter. Hitting and hurting, and threatening to hurt, are not OK.

6. Deal with the availability of guns. Knives, cars, and a thousand other things also kill people, but guns have a unique place in the American imagination. Of course, they also have a place in the rich tradition of hunting and target shooting. I don't have all the answers, but hunting seems different than having military-style weapons available in millions of homes across the country. There must be a better system.

7. Acknowledge the connection between violent images and violent behavior. I abhor censorship, so this is a tough one. But if 30-second images can sell us lipstick and Buicks, and change the way we vote, it seems likely that hours and hours of explosions, shootings, fights and mayhem may also influence behavior. To be blunt, I am particularly troubled by the violence in video games and the number of violent "action adventure" movies we support as a culture. Something strange is going on!

8. Acknowledge the connection between sports and violent behavior. Again, sports is a sacred icon in American culture, but it seems that sports have been separated from athletics. Instead of every child participating in gym class and competing in intramural sports, we have a culture of super-hero super-stars who are virtually above the law. Hockey, basketball, football and other sports all tolerate behavior that would result in arrest for assault outside the sports arena. Competition and fitness are valuable; organized violence is not acceptable!

9. Acknowledge the connection between language and violence. Business uses the language of the battlefield, and sports is full of encouragement to "get out there and kill", "massacre them", and "beat their brains out". Our legal system is based on the idea of lawyer's doing battle. While hiring a representative to fight with words instead of clubs was a huge step forward in the middle ages, perhaps our society is ready for an even higher level of conflict resolution.

10. See the violence in ourselves. Sometimes I find myself so angry I "daydream" about violence, or "really showing them". I hear jokes that use the phrase, "Just shoot the bastards!" I know if "looks could kill" or if cutting statements actually drew blood, I'd be in deep trouble. Violence is not just someone else's problem. I must work for peace, love and improved conflict resolution in my own life. How about you?

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